June 18

How Windscreen Damage Can Affect Your Car Insurance – And What To Do About It

Key Takeaways

  • Comprehensive car insurance often covers windscreen repairs or replacements, especially with a glass cover add-on.

  • Some policies include a no-excess windscreen claim—check your cover to avoid unexpected costs.

  • Driving with a damaged windscreen can be unsafe and may lead to legal issues if left unrepaired.

  • D&C Auto Glass works with all major insurers and can help simplify the claims process.

  • Even if you’re not insured for glass, affordable mobile service is available across Perth to get you back on the road quickly.

Got a chip or crack in your windscreen and wondering if you’re covered by insurance?

You’re not alone. One of the most common questions we hear at D&C Auto Glass is:
“Will my car insurance pay for this?”

The good news? In many cases, yes—it will!
But it depends on your policy, your provider, and how the claim is handled. Let’s break it down so you’re not left in the dark.

Are Windscreens Covered by Car Insurance in WA?

If you have comprehensive car insurance, windscreen repairs and replacements are often included. Some insurers offer a “windscreen cover” add-on that allows one free repair or replacement per year with no excess.

It’s worth checking your policy or giving your insurer a quick call. Look for phrases like:

  • Windscreen excess waiver

  • Glass cover

  • No-excess windscreen claims

What If I Don’t Have Windscreen Cover?

If your policy doesn’t include glass cover, you can still get the work done—but you may need to:

  • Pay the standard excess on your policy

  • Cover the full cost yourself (but we keep this affordable at D&C Auto Glass)

The cost of ignoring the damage can be far higher—especially if a crack spreads across your field of vision.

We Make Insurance Easy at D&C Auto Glass

We work with all major insurers and can help you:
✅ Confirm your level of cover
✅ Lodge a windscreen claim
✅ Handle the paperwork
✅ Get back on the road faster—often the same day

And yes—we come to you anywhere in Perth!

Don’t Let a Chip Turn Into a Claim Nightmare

Not sure what your policy includes? That’s what we’re here for. At D&C Auto Glass, we’re more than just technicians—we’re here to help you navigate the insurance side of things with no stress.

📞 Call us today or contact us and let’s sort out your windscreen the easy way—insurance or not.